logo

Advertise Below-Market Rates on Your Listing

*Terms of Repayment Rates provided on 09/14/2024. Payment example: Home price $1,000,000, down payment 3.5%, loan amount $965,000, term 30 year, fixed rate 4.99% (APR 5.312%), monthly payment $5,174.43. Payment stated does not include mortgage insurance, taxes and homeowners insurance, which will result in a higher payment.

Rate Advertised: 4.990% (APR 5.312%)*

The seller at
9 Sequoia Drive, La Honda, CA 94020
has participated in HomeGuide Mortgage List & Lock Program™


Have questions? Reach out to me!

George Chopoff

Senior Loan Officer | NMLS# 329977

(408) 769-3226

Specific Rate Possibilities By Loan Type >

Conventional

Rates based on seller concession

Standard rate with as little as 10% down.

Pricing at 2% seller concession: $20,000.00

To view repayment scenarios, click the numbers on the chart.
FICO
620 640 660 680 700 720 740 760 780
10%
7.250 %
6.875 %
6.625 %
6.500 %
6.375 %
6.125 %
5.990 %
5.990 %
5.875 %
20%
7.125 %
6.750 %
6.500 %
6.500 %
6.125 %
6.125 %
5.990 %
5.875 %
5.875 %
25%
5.990 %
5.875 %
5.875 %
5.625 %
5.500 %
5.500 %
5.500 %
5.375 %
5.375 %
30%
5.625 %
5.625 %
5.500 %
5.500 %
5.375 %
5.375 %
5.375 %
5.250 %
5.250 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

Rates provided on 09/14/2024. Payment example: Home price $1,000,000, down payment 30%, loan amount $700,000, term 30 year, fixed rate 5.25% (APR 5.652%), monthly payment $3,865.43. Monthly payment does not include taxes or insurance.

FHA

Rates based on seller concession

Standard rate with as little as 3.5% down.

Pricing at 2% seller concession: $20,000.00

To view repayment scenarios, click the numbers on the chart.
FICO
580 600 620 640 700 720 740
3.5%
6.875 %
6.125 %
5.500 %
5.375 %
5.000 %
5.000 %
4.990 %
5%
6.750 %
6.000 %
5.500 %
5.375 %
5.000 %
5.000 %
4.990 %
10%
6.750 %
6.000 %
5.500 %
5.250 %
5.000 %
4.990 %
4.990 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 6%.

Rates provided on 09/14/2024. Payment example: Home price $1,000,000, down payment 3.5%, loan amount $965,000, term 30 year, fixed rate 4.99% (APR 5.312%), monthly payment $5,174.43. Monthly payment does not include taxes or insurance.

VA

Rates based on seller concession

Standard rate with as little as 0% down.

Pricing at 2% seller concession: $20,000.00

To view repayment scenarios, click the numbers on the chart.
FICO
580 600 620 640 700 720 740
0%
7.250 %
6.500 %
5.990 %
5.500 %
5.250 %
5.125 %
5.125 %
5%
6.750 %
6.000 %
5.500 %
5.375 %
5.000 %
5.000 %
4.990 %
10%
6.750 %
6.000 %
5.500 %
5.250 %
5.000 %
4.990 %
4.990 %
20%
6.500 %
5.625 %
5.500 %
5.125 %
4.990 %
4.990 %
4.875 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

Rates provided on 09/14/2024. Payment example: Home price $1,000,000, down payment 20%, loan amount $800,000, term 30 year, fixed rate 4.875% (APR 5.235%), monthly payment $4,233.67. Monthly payment does not include taxes or insurance.

10/6 ARM

Rates based on seller concession

Standard rate with as little as 25% down.

Pricing at 2% seller concession: $20,000.00

To view repayment scenarios, click the numbers on the chart.
FICO
620 640 660 680 700 720 740 760 780
25%
6.990 %
6.250 %
6.250 %
6.250 %
5.750 %
5.750 %
5.750 %
5.500 %
5.250 %
30%
6.250 %
5.750 %
5.750 %
5.750 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
35%
5.990 %
5.750 %
5.750 %
5.375 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
40%
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
5.250 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

Rates provided on 09/14/2024. Payment example: Home price $1,000,000, down payment 25%, loan amount $750,000, term 30 year, fixed rate 5.25% (APR 5.634%), monthly payment $4,141.53. Monthly payment does not include taxes or insurance.

This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.